Licensing
Last updated: July 10, 2026
Insurance is a licensed trade, so we think you should be able to check our credentials easily. This page explains how Auto Coverage is permitted to help you shop, and how the policies you end up with are actually issued.
1. Who Runs This Site
This website is owned and operated by Auto Coverage, an independent insurance retailer licensed to do business in the states where we serve customers. Our producers complete the training, ongoing education and examinations each state department of insurance requires.
2. Who Underwrites the Policy
We do not carry risk ourselves. Every policy offered here comes from a licensed insurance carrier, which may be Allstate or another. We work as an intermediary: we gather your information, show the available choices and forward your application to the carrier. A rate from us is not a policy, and cover only starts once the carrier releases the documents and confirms the start date.
3. What Is Available Varies By State
Cover options, discounts and eligibility rules differ from state to state and from carrier to carrier, and not everything shown here can be bought everywhere. Some visitors will not qualify for every rate or discount on this site.
4. Check Us, And Check The Carrier
You can look up the licensing status and any disciplinary record for our agency, our producers, or the carrier behind a rate by contacting your state department of insurance. Every state runs a public register of licensed companies and producers, and we would rather you checked before you buy.
5. The Rules We Work To
We operate in line with the federal and state requirements that govern insurance marketing, consumer privacy and advertising, among them the Gramm-Leach-Bliley Act and the Federal Trade Commission's endorsement guides. The aim is simple: fair comparisons, plain disclosures and no pressure to buy.
6. Complaints and Questions
If you wish to complain, ask about licensing, or raise something we can put right, contact us and a supervisor will take it on. Beyond us, your state insurance department is the right authority.
Auto Coverage
Phone: +1 234 567 8900
Email: [email protected]
Office: 1200 Avenue of the Stars, Suite 400, Austin, TX 78701
Advisor Hours: Mon - Fri: 8:00 AM - 7:00 PM CST